Step 1: Review Existing Benefits Plan/Pension Plan

• Plan Design
• Plan administration options
• Employee communication
• Taxation and legislative concerns
• Premium distribution

Step 2: Recommendations may include

• Plan design changes to better meet your corporate culture and employee needs
• More effective communication to give your plan better exposure
• Employee meetings and seminars
• Reduce hidden costs by adjusting the way the plans are administered
• If appropriate we may recommend a plan to go to the market for pricing

Step 3: Ongoing services include

• Updates on Government legislative changes and CPP and EI changes
• Updates on product advancements and plan design recommendations
• Updates on industry trends
• Negotiations/liaison on pricing with the insurance provider at annual review time
• Employee meetings and ongoing communication
• Claims reports during the policy year to assist clients in being proactive
• Benchmark reports to see how you stack up with other employers
• The handling of any contentious claims
• Ongoing service by phone, email, or in person